In short, money market accounts purchase securities and then pay interest according to their money market rates. People who use money market accounts do so, in large part, because their money is liquid, they can take it whenever they want. Besides the often high rates of return, money market accounts are used in large part as a %u2018parking place%u2019 for money that is not tied into a project, or lost by the fluctuation of currency rates.


The best place to find the best money market accounts with the best money market rates are online. There are a few websites that, beyond providing invaluable information about the stock market, also provide updated lists of money market fund rates. A few examples of these websites are bankrate.com, money-rates.com, and financial week listing. The sites also inform the public of the minimum investments required to participate by becoming an account holding member.

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